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Payments

Move fast with confidence: Enabling resilience, regulatory alignment, and real-time innovation in payments through expert Quality Engineering.

Leaders driving technology change in the payments industry face increased pressure from real-time performance expectations, evolving regulatory mandates, and the need to prevent fraud while delivering seamless customer experiences.  

Payments providers turn to Roq to maintain customer trust, meet regulatory demands, and drive innovation - without compromising system stability. 

Payments providers turn to Roq to:

Maintain customer trust, meet regulatory demands, and drive innovation - without compromising system stability.  

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Regulatory confidence

We embed compliance-aligned quality frameworks tailored to ISO 20022, PSR guidance, and industry security standards, helping you stay ahead of change, avoid costly disruption, and meet audit readiness at pace. 

System resilience for real-time payments

Through our risk-based approach to quality, we ensure your critical payments infrastructure operates reliably at scale, safeguarding against downtime, latency, and performance degradation.  

Faster, smarter innovation

Our AI and automation frameworks reduce release risk, enable rapid service deployment, and support innovation across open banking, instant payments, and fraud detection. 

Seamless Transformation

Enabled a UK bank to modernise digital services at one-third of competitor costs, delivering ongoing savings through end-to-end quality assurance.     

18-Hour Weekly Efficiency

Streamlined operations and reduced manual effort, saving a private bank 18 hours per week with automated reconciliation testing.     

40% Time Savings

Accelerated digital transformation and improved operational efficiency by reducing testing time by 40% through Dynamics 365 automation.     

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Delivery Augmentation

Access Roq’s UK-based quality engineers to support your payments initiatives - from ISO 20022 migrations to platform modernisation - with embedded expertise that protects uptime and compliance.

Test automation and continuous testing

Accelerate testing across payment platforms, APIs, and fraud systems. Our AI and automation frameworks reduce testing time, support faster release cycles, and increase confidence in mission-critical payments processing.

Managed Service

Our expert-led, outcome-focused solution, enables organisations to have a structured and independent team driving high quality technology delivery. We reduce risk, support high availability, and ensure your digital change stays aligned to industry regulations.

Strategy and Consultancy

Build quality into the fabric of your payments operations. We help you define the right frameworks and practices across teams and systems to ensure scalable, secure, and audit-ready transformation.

ISO 20022 Acceleration

Drawing upon years of experience and immersion at the core of RTGS, we help you solve your complex programme challenges.
We simplify the complexities to ensure timely delivery, mitigate compliance risks, and equip you to capitalise on the advantages of RTGS and ISO 20022 whilst embedding quality in preparation for future programmes.

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Payments Sector News and Insights

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The top 5 things financial services institutions must consider when testing a payments system

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The Future of Payments: How Quality Engineering Supports Compliance with ISO 20022 and Real-Time Payments

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The evolution of banking: Retooling for the digital age

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The top 5 things financial services institutions must consider when testing a payments system

opinion

The Future of Payments: How Quality Engineering Supports Compliance with ISO 20022 and Real-Time Payments

opinion

The evolution of banking: Retooling for the digital age

opinion

The top 5 things financial services institutions must consider when testing a payments system

opinion

The Future of Payments: How Quality Engineering Supports Compliance with ISO 20022 and Real-Time Payments

opinion

The evolution of banking: Retooling for the digital age

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